Everything you always wanted to know about your rights as a consumer of credit in America can be found at this site, The CDIA (Consumer Data Industry Association).
Know your rights as a user of credit, and don't buy into the hype of "credit protection." All you need to know about fighting off identity theft can be found on this site.
And if you're sick and tired of being bombarded by credit card companies, you can call 888-5OPTOUT (888-567-8688) to stop credit card solicitations. The ban lasts 5 years, too...
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